Financing

No Credit Needed Financing

ACS Computer

No Credit Needed Financing

Buy Now, Pay Over Time with Affirm Financing
Make monthly payments with no hidden fees.

What is Affirm?

Affirm is a flexible financing alternative to credit cards and other payment methods. With Affirm, you can shop now and pay for your purchase in fixed monthly installments over 3, 6, or 12 months. It’s a transparent and easy way to get the things you need without the stress of traditional financing.

How to Use Affirm

  1. Shop your favorite devices.

  2. Add your items to the cart and select Affirm as your payment method at checkout.

  3. You’ll be redirected to Affirm to securely complete your purchase.

  4. Get a real-time decision—it’s quick, easy, and hassle-free!

How Payment Plans Work

  • Pay in 4 Installments:

    • Payments every 2 weeks.

    • No interest, no fees.

    • Down payment may be required.

    • No credit impact to apply.

  • Monthly Installments:

    • Payments spread over 3, 6, or 12 months.

    • Interest rates range from 0% to 36%.

    • No hidden fees.

    • No credit impact to apply.

Does Affirm Do a Credit Check?

When you create an Affirm account, a soft credit check is performed to verify your identity and determine your eligibility. This does not affect your credit score. Affirm considers multiple factors beyond just your credit score, so even if you have limited credit history, you may still qualify for financing.

How to Apply with Affirm

Affirm will ask for basic personal information, including:

  • Your name, email, and mobile phone number.

  • Your date of birth.

  • The last four digits of your Social Security Number (SSN) or ITIN.

This information helps Affirm verify your identity and provide an instant loan decision.